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Alta West Capital

Alta West Capital has established itself as an experienced and reputable private lender, serving clients across British Columbia, Alberta, and Ontario for over three decades. This private lender offers personalized alternative lending solutions well-suited for a diverse client base, including real estate investors, new Canadians, and self-employed entrepreneurs. Their commitment to customer service is encapsulated in their motto, “We Make It Happen!”

Alta West Capital’s Lending Services Include:

  • Loan-to-Value (LTV) Options: The lender provides up to 80% LTV for urban properties and up to 75% LTV for multi-residential properties, making it an attractive option for various real estate financing requirements.

  • Assessment of Borrowing Capacity: For loans with an LTV of under 70%, there are no GDS/TDS requirements, while loans over 70% LTV necessitate a maximum TDS of 70%, and a minimum 550 credit score.

  • Flexible Repayment Options: Alta West Capital offers borrowers the choice between traditional principal and interest payments (up to 35 years) or interest-only payment options, allowing clients to tailor their cash flow according to their financial plans.

  • Range of Loan Terms: Available terms include six months, one year, and two years. Notably, two-year terms are fully open after the first year, and other open term options are available on request.

  • Diverse Property Coverage: The lender is open to financing an array of property types, such as single-family homes, duplexes, quadplexes, townhouses, apartment condos, and multi-residential properties with 2 to 4 units.

  • Swift Processing: Alta West Capital stands out with their quick mortgage approval process, usually within four hours, and rapid funding ability, promising funds within 48 hours under the right circumstances.

  • Documentation Required: The documentation process may require income verification, such as bank statements, Notices of Assessment (NOA), Letters of Employment (LOE), or Paystubs if deemed necessary.

As a mortgage broker, I, Elvira, specialize in working with Alta West Capital to ensure you receive the most suitable private mortgage for your needs. My expertise lies in understanding your unique financial situation and connecting you with Alta West Capital’s vast array of lending products. Whether you need funding for a residential project, are seeking more flexible payment options, or have a complex financial background, I am here to facilitate and simplify the mortgage acquisition process. Together with Alta West Capital, we can turn your real estate goals into a reality. If you’re interested in exploring your mortgage options, reach out to me, Elvira, for guidance and a seamless experience in obtaining your private mortgage with Alta West Capital.