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Delta – Delta offers extraordinary quality of life: breathtaking scenery, wide-open spaces, mild temperatures and an abundance of outdoor recreational opportunities. Residents enjoy safe, clean and quiet neighbourhoods, and the stable prosperity of the community makes it attractive for businesses to choose as their preferred location. Delta’s estimated household average income is 30% higher than the Canadian average.
An increase in the purchasing power of buyers and population of Delta exert upward pressure on housing prices. In addition to high housing prices, the new mortgage rules launched in January 2018 have made it increasingly difficult for residents in Delta to secure a Mortgage. Working with a Mortgage Broker is the absolute best way to maximize your chances of getting approved, and secure the most affordable mortgage for your budget.
Looking for a certified mortgage broker in Delta? You’ve come to the right place! At DLC First Pacific Mortgage we provide first-rate mortgage broker services to help you through the whole mortgage process.
Getting a mortgage is a major financial decision. All of the options available can lead to frustration and confusion, and may not suit your needs. Let us help simplify the entire mortgage process and save you time and money.
The top 4 reasons to work with a Delta Mortgage Broker at DLC First Pacific Mortgage are:
Working with a Mortgage Broker at DLC First Pacific Mortgage saves you money. Our Mortgage Brokers work to link you with a lender, that will offer you the greatest savings and the most favourable mortgage options for your needs.
Delta Mortgage Brokers provide free services
One common misconception is that Mortgage Broker services have fees attached. The truth is, their services are free! At DLC First Pacific Mortgage once we’ve secured your mortgage, the lender pays the Mortgage Broker after you’ve received the financing.
Get the best mortgage rates with your Delta mortgage broker
At DLC First Pacific Mortgage, a Mortgage Broker works to find you the best rate available. Working within a wide range of lenders they can review all of the mortgage options available to secure you the greatest rate.
Access to premium lenders with your Delta mortgage broker
At DLC First Pacific Mortgage, we have an access to the lenders that you don’t. Some lenders choose to save on overhead costs like physical storefronts, so that they can offer the most competitive rates to consumers. These lenders only accept verified applicants from Mortgage Brokers at DLC First Pacific Mortgage.
It’s easier to get a mortgage with your Delta mortgage broker
The mortgage process from application to financing has many components and a lot of paperwork. Luckily, a Mortgage Broker at DLC First Pacific Mortgage takes care of all the details for you, so that you can focus on other things.
If you’re considering purchasing a property in Delta or changing the terms of your current mortgage, it is advisable that you consult with a certified Mortgage Broker first to explore all your options. Our mortgage professionals at DLC First Pacific Mortgage have vast experience with all aspects of residential mortgages and all types of buyers.
Are you looking to purchase a home in Delta?
Mortgage Brokers make use of their extensive network of lenders and banks, to ensure borrowers get the most advantageous rates. If you’re buying a new home in Delta, talking to a Mortgage Broker at DLC First Pacific Mortgage is the best way to get started.
Are you a First-Time Home Buyer?
If you’re a first-time buyer, there are many advantages to working with a Mortgage Broker at DLC First Pacific Mortgage. You could qualify for special programs such as the First Time Home Buyer’s Tax Credit, Land Transfer Tax Rebate, and the RRSP Home Buyer’s Plan. Let our knowledgeable Delta mortgage professionals fill you in on the details.
Thinking about investment property in Delta?
Buying rental property in Delta can be a profitable investment, but getting an investment property mortgage can be challenging. A Mortgage Broker at DLC First Pacific Mortgage can help you meet the requirements to get your investment property approved.
Are you self-employed?
Self-employed applicants typically have more difficulty securing a loan than salaried employees. It may not be easy, but it can be done! Work with a Mortgage Broker at DLC First Pacific Mortgage for your best chance to get the approval as a self-employed borrower.
Is your mortgage up for renewal?
If your mortgage is up for renewal this is the ideal time to get in touch with a Mortgage Broker at DLC First Pacific Mortgage. They can help you decide whether or not to renew with your current lender or explore other mortgage options.
Are you refinancing a property in Delta?
On top of securing lower interest rates, many homeowners refinance a mortgage to help consolidate debt. There may be, however, fees and pre-payment penalties to consider. A Delta Mortgage Broker at DLC First Pacific Mortgage can help you decide on the most suitable and cost-effective options for refinancing.
Are you new to Canada planning to live in Delta?
Migrating to a new country offers a world of possibilities, but buying a home and getting a mortgage as a newcomer can be difficult. Working with a Mortgage Broker can reduce some of that stress for newcomers. There are lenders nationwide that offer new to Canada mortgages. A Mortgage Broker at DLC First Pacific Mortgage can improve your hopes of getting mortgage approval as a newcomer.
If you are over the age of 55, you may qualify for the CHIP Reverse Mortgage program. A Mortgage Broker at DLC First Pacific Mortgage can guide you through the whole process, to help reduce your monthly costs and save you from downsizing.
Commercial mortgages can be higher-risk than residential loans, as a result, it can be challenging to secure funding for commercial projects. A Delta Mortgage Broker at DLC First Pacific Mortgage can help with commercial mortgages, construction loans, and equipment leasing.
Commercial mortgages tend to have very strict criteria that is required to be approved by a lender. Mortgage Brokers at DLC First Pacific Mortgage has the knowledge and experience to ensure you have everything you need to get a quick and easy commercial mortgage approval.
Delta Construction Loans
Building a brand-new home costs a great deal of capital, which most people don’t have access to. A construction mortgage is allocated in portions as your building project progresses. Let a Delta Mortgage Broker at DLC First Pacific Mortgage help secure your construction loan today!
Our team of reliable Mortgage Brokers at DLC First Pacific Mortgage is proud to offer exclusive services in Vancouver and its surrounding areas including Delta. Because this is our community, we know all about market trends in the area. Our Delta Mortgage Brokers at DLC First Pacific Mortgage are the very best, our reviews say it all!