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Versa Platinum Financial Corp

Versa Platinum Financial Corp is a Mortgage Investment Corporation (MIC) offering private residential mortgage solutions. Recognized for its straightforward approach to lending, Versa Platinum focuses on property potential over customary income verification practices, opening doors for a wider spectrum of borrowers.

Versa Platinum Financial Corp’s Services:

  • Loan-To-Value (LTV): Offering a competitive max LTV of 80%, Versa Platinum tailors their financing based on the potential of the property, providing flexible options for borrowers.

  • Income Considerations: “No Income No Worries” is the mantra at Versa Platinum, indicating a focus on equity and property as opposed to traditional income verification, making them an ideal choice for self-employed individuals and others with non-traditional income streams.

  • Credit Score Threshold: A minimum credit score of 600 is required, which acknowledges borrowers’ credit histories while still allowing access to financing for those with less than perfect credit.

  • Repayment Terms: Interest-only payment options are standard, enabling borrowers to manage monthly financial obligations with greater ease.

  • Loan Amounts and Terms: Loan amounts range from a minimum of $50,000 to a maximum of $750,000, with 6 to 12-month terms available. These terms are structured to accommodate the short-term financing needs of borrowers.

  • Open and Closed Terms Availability: Versa Platinum provides both open and closed mortgage terms, giving borrowers the choice to select the level of flexibility they prefer with their loan repayment schedule.

  • Efficient Processing Time: True to the promise of convenience, approval processes can be completed on the same day, evidencing the lender’s efficiency and responsiveness.

As an experienced mortgage broker, I, Elvira, take pride in working collaboratively with Versa Platinum Financial Corp to facilitate the acquisition of private mortgages for my clients. Whether you have unconventional income or are seeking a swift loan approval, I am poised to provide you with the guidance and support necessary to navigate through Versa Platinum’s lending process. Together, we can explore and secure a financial solution that aligns with your property goals and investment timeline. If you’re searching for a private mortgage, reach out to me, Elvira, for professional assistance and a tailored mortgage strategy in partnership with Versa Platinum Financial Corp. Let me help you unlock the door to your property’s potential today.