Sequence Capital is a progressive private lending company that utilizes modern technology to enhance efficiency and provide exceptional service to mortgage brokers across Canada. As a firm that operates through a network of Mortgage Investment Corporations (MICs), Sequence Capital offers flexible financing options, acknowledging the unique needs of each borrower.
Key Offerings of Sequence Capital:
Loan-To-Value (LTV) Ratios: Sequence Capital is competitive in its LTV offerings, with up to 75% available for both first and second mortgages in urban areas of Ontario and British Columbia. In rural regions, the LTV ratios are slightly more conservative. In Alberta, the LTV offerings are equally attractive, with a max of 75% for first mortgages in urban areas and a tiered LTV structure for other properties.
Flexibility in Borrowing: The company places no restrictions on GDS/TDS ratios, ensuring that borrowers who may not fulfill traditional lenders’ income and debt criteria can still access funding.
Credit Score Requirements: With no minimum Beacon score required, Sequence Capital opens up possibilities for a broader range of clients, evaluating borrowers by more than just a credit score.
Amortization and Payment Options: Borrowers have the choice between interest-only payments or an amortized mortgage for up to 45 years, offering unparalleled flexibility to suit various financial plans and circumstances.
Loan Terms: Sequence Capital provides 1 to 2-year term options, with the choice for fully open mortgage terms available upon request, adding a layer of customization to their loans.
Variety of Property Types: The company is prepared to finance all types of residential properties, including unique cases such as hobby farms and vacation homes.
Processing Speed: Sequence Capital is known for its same-day turnaround on loan processing, prioritizing a swift response to keep pace with the dynamic needs of borrowers.
Required Documentation: In general, a mortgage application, credit report, appraisal, exit strategy, and a declaration of broker fees are needed. For refinancing, details on the purpose of requested funds are also required.
As an experienced mortgage broker, I, Elvira, am excited to collaborate with Sequence Capital to provide you with a range of private mortgage options. With Sequence Capital’s emphasis on rapid service and my expertise in tailoring mortgage solutions, you can rest assured that together we’ll find the ideal mortgage to meet your requirements. Whether it’s for purchasing a new home or refinancing an existing mortgage, trust that I will guide you every step of the way to secure the funds you need with efficient service and attentive guidance. If you’re in need of a private mortgage, reach out to me, Elvira, and let me support you in fulfilling your mortgage needs with Sequence Capital.